{"id":503,"date":"2019-11-02T22:12:03","date_gmt":"2019-11-02T22:12:03","guid":{"rendered":"https:\/\/www.lifetimedentalga.com\/blog\/?p=10"},"modified":"2019-11-02T22:12:03","modified_gmt":"2019-11-02T22:12:03","slug":"end-of-the-year-is-near-dont-waste-dental-benefits","status":"publish","type":"post","link":"https:\/\/www.lifetimedentalga.com\/blog\/end-of-the-year-is-near-dont-waste-dental-benefits\/","title":{"rendered":"The End of the Year is Near. Don\u2019t Waste Your Dental Benefits!"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.lifetimedentalga.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_74128280__1513812348_85357.jpg\" alt=\"A woman at her dental appointment.\" class=\"wp-image-11\" width=\"357\" height=\"238\" srcset=\"https:\/\/lifetimedentalga.com\/wp-content\/uploads\/2019\/12\/AdobeStock_74128280__1513812348_85357.jpg 800w, https:\/\/www.lifetimedentalga.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_74128280__1513812348_85357-300x200-1.jpg 300w, https:\/\/www.lifetimedentalga.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_74128280__1513812348_85357-768x513-1.jpg 768w\" sizes=\"auto, (max-width: 357px) 100vw, 357px\" \/><\/figure>\n<\/div>\n<p class=\"wp-block-paragraph\">And just like that, another year has flown by. With the<br \/>\nchanging seasons and the holidays in full swing, it can be easy to forget about<br \/>\nyour next dental appointment. You just might be so busy that you\u2019d rather wait<br \/>\nuntil next year to get treatment. After all, you\u2019ll have your benefits to use<br \/>\nthen, right? Wrong! Once the new year is here, your benefits will reset,<br \/>\nleaving anything left unused to disappear! To make sure you don\u2019t miss out on<br \/>\nessential treatments, it\u2019s time to maximize your <a href=\"https:\/\/www.lifetimedentalga.com\/dental-insurance.html\">dental insurance<br \/>\nbenefits in Gainesville.<\/a><\/p>\n<p><!--more--><\/p>\n<h2 class=\"wp-block-heading\">Benefits Rarely Carry Over Into the Following Year<\/h2>\n<p class=\"wp-block-paragraph\">On <strong>January 1st, 2020,<\/strong> it is extremely unlikely that<br \/>\nyour current benefits are going to be available to you. For example, if you<br \/>\nknow that your plan offers two cleanings per year and you\u2019ve only had one<br \/>\ncleaning completed so far, you likely won\u2019t be able to use that second cleaning<br \/>\nbenefit in January of 2020. This is because dental insurance plans reset annually,<br \/>\neven if you still have benefits to utilize.<\/p>\n<p class=\"wp-block-paragraph\">The fact is many people will not maximize their dental<br \/>\ninsurance benefits because they don\u2019t realize that they have benefits to lose. According<br \/>\nto the American Dental Association, the<br \/>\naverage American with dental insurance receives only $323 of dental treatment a<br \/>\nyear.&nbsp; A typical plan has an annual maximum of $1,250.&nbsp; This means<br \/>\neach of the 164 million people with private dental insurance is losing $927 per<br \/>\nyear, resulting in billions of dollars of benefits lost.<\/p>\n<h2 class=\"wp-block-heading\">A Lot Can Change from Year to Year<\/h2>\n<p class=\"wp-block-paragraph\">Additionally, dental insurance plans rarely stay the same<br \/>\nyear after year. For example, premiums can easily go up or your co-pay can<br \/>\nchange, increasing out-of-pocket costs. The same applies for your deductible,<br \/>\nwhich refers to the amount you need to spend before insurance even kicks in.<br \/>\nOnce 2020 is here, you\u2019ll need to pay that deductible again just to receive coverage<br \/>\nfrom insurance. That\u2019s why using benefits while you have them (and regularly<br \/>\npay for them) is so important.<\/p>\n<h2 class=\"wp-block-heading\">What Your Dental Insurance Likely Covers<\/h2>\n<p class=\"wp-block-paragraph\">Not all dental plans are identical, but many of them do<br \/>\nprovide coverage in the same way. For example, 100 percent of costs are usually<br \/>\nreserved for exams, cleanings, and X-rays (preventive care), 80 percent of<br \/>\ncosts are typically covered for tooth-colored fillings and root canals (minor<br \/>\nrestorative care), and 50 percent of costs are usually covered for crowns,<br \/>\nbridges and dentures (major restorative care.) <\/p>\n<p class=\"wp-block-paragraph\">While you should always look into the details of your plan<br \/>\nyourself, it\u2019s always better to have a good idea of what to expect when it\u2019s time<br \/>\nto use your benefits. Schedule an appointment with a dentist in Gainesville<br \/>\ntoday to save money and make the most of your dental insurance!<\/p>\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n<p class=\"wp-block-paragraph\">Not only is <a href=\"https:\/\/www.lifetimedentalga.com\/meet-the-dentist.html\">Dr. Shue Her<\/a> highly<br \/>\nexperienced as a dentist, but his office is in-network with many major dental<br \/>\ninsurance providers, allowing you to make the most of your dental plan. Him and<br \/>\nhis team will file claims on your behalf, make sure you understand exactly what<br \/>\nis covered in your benefits, and break down your total costs ahead of time. To<br \/>\nlearn more or schedule an appointment, you can contact him through his <a href=\"https:\/\/www.lifetimedentalga.com\/contact.html\">website<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>And just like that, another year has flown by. With the changing seasons and the holidays in full swing, it can be easy to forget about your next dental appointment. You just might be so busy that you\u2019d rather wait until next year to get treatment. After all, you\u2019ll have your benefits to use then, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-503","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/posts\/503","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/comments?post=503"}],"version-history":[{"count":0,"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/posts\/503\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/media\/11"}],"wp:attachment":[{"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/media?parent=503"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/categories?post=503"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lifetimedentalga.com\/blog\/wp-json\/wp\/v2\/tags?post=503"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}