If you have dental insurance whether through your employer or on your own, consider yourself lucky! You have a great resource at your disposal for keeping your smile healthy now and down the road. Lifetime Dental accepts virtually all PPO dental insurance plans and is in-network with many plans, helping you pay less on out-of-pocket costs. Below is useful information about how you can utilize your dental insurance coverage to your benefit.
Unlike medical insurance, which focuses primarily on treating problems, dental insurance is more geared toward prevention. Why? Patients do not get over oral issues with time; in fact, they just get worse and experience more damage to their smiles. As a result, treating problems while they are minor and preventing them altogether can save you significant money in the long run and spare you from unnecessary pain and invasive treatment.
In general, dental insurance plans encourage preventive care by covering these services. In many cases, your semiannual checkup and cleaning appointments are completely covered at no out-of-pocket cost. For minor restorative care, such as tooth-colored fillings, many plans provide 70 to 80 percent coverage. Crowns, bridges, and other major restorative services are typically covered at 50 percent. Most dental insurance plans do not apply to cosmetic procedures, but it is a wise idea to check with your plan’s specific coverage for any dental services before you have them performed so that you have fewer surprises later on.
At Lifetime Dental, we are proud to be in-network with these dental insurance companies:
What exactly does that mean? We’ve agreed to accept discounted rates for certain services, and the insurance company passes some of that savings onto you. Choosing an in-network dental practice can save you on out-of-pocket costs. However, even if we are not in-network with your dental insurance, we will still happily file claims for PPO insurance plans and help you get the most out of your benefits.